Property
Covering commercial, industrial, and infrastructure risks, the Property portfolio combines disciplined underwriting, structured programme design, and catastrophe management, underpinned by rigorous exposure modelling and sustainable pricing.
We target well-managed risks supported by strong underwriting information, transparent exposure data, and clearly defined programme structures.
Key areas of appetite include:
– Commercial property
– Industrial and manufacturing risks
– Infrastructure projects
– Energy and power generation
– Mid-market and corporate risks
Coverage may include:
– Physical damage
– Business interruption
– Catastrophe exposures
– Excess layer participation
– Structured facultative placements
Capacity offered up to USD 5,000,000 per risk, subject to class, structure, and exposure profile.
– Exposure modelling and accumulation management
– Risk engineering-led underwriting
– Disciplined attachment point management
– Structured capacity deployment
– Focus on sustainable underwriting profitability
Financial Lines
Within a complex regulatory and litigation landscape, Financial Lines delivers specialist liability underwriting and tailored coverage for well-managed businesses and financial institutions facing evolving professional risks.
We focus on well-managed businesses and financial institutions with strong governance, robust controls, and transparent operational frameworks.
Core appetite areas include:
– Directors & Officers
– Professional Indemnity
– Financial Institutions
– Commercial Crime
– Management Liability
Coverage:
– Executive liability
– Professional negligence
– Regulatory investigation costs
– Crime and fidelity exposures
– Excess and layered structures
Participation considered across both primary and excess placements, depending on structure and underwriting quality.
– Careful attachment point management
– Disciplined reserving philosophy
– Controlled line sizes
– Long-tail exposure monitoring
– Sustainable underwriting focus
Cyber
One of the fastest-evolving specialty classes, Cyber focuses on sustainable growth through disciplined aggregation management, data-driven underwriting, and careful risk selection.
We target organisations demonstrating strong cyber hygiene, operational resilience, and robust internal controls.
Areas of appetite include:
– Network security liability
– Privacy liability
– Cyber extortion
– Business interruption
– System failure coverage
Coverage may include:
– Incident response costs
– Business interruption losses
– Data breach liability
– Cyber extortion events
– Network and system failure
Capacity deployed selectively based on aggregation exposure, geography, sector, and insured risk profile.
– Controlled aggregation management
– Data-led underwriting analysis
– Careful sector selection
– Focus on insured cyber resilience
– Sustainable pricing discipline
Casualty
Built for long-term sustainability, Casualty focuses on structured liability placements, disciplined exposure management, and careful attachment point selection across complex, long-tail risk classes.
We target well-managed liability risks supported by strong underwriting data, robust operational controls, and clearly defined programme structures.
Areas of appetite include:
– General liability
– Product liability
– Employers liability
– Excess liability
– Co-insurance structures
Coverage may include:
– Third-party liability exposures
– Excess layer participation
– Structured casualty programmes
– Co-insurance participation
– Long-tail liability placements
Participation is generally focused on excess layers or carefully structured placements to support disciplined exposure management.
– Careful attachment point management
– Disciplined reserving philosophy
– Controlled line sizes
– Long-tail exposure monitoring
– Sustainable underwriting focus
