Lincoln MGA Asia Pacific Pty Limited (ABN 22 698 710 342Last updated: August 20261. IntroductionThese Terms and Conditions ("Terms") govern your access to and use of the website located at https://lincolnmga.com (the "Website"), operated by Lincoln MGA Asia Pacific Pty Limited (ABN 22 698 710 342) ("Lincoln MGA", "we", "us" or "our"). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use this Website.2. About usLincoln MGA is a specialty Managing General Agent operating in the facultative reinsurance market. Details of our registered office and contact information are set out in section 13 below.3. No offer or adviceThe content on this Website is provided for general informational purposes only and does not constitute an offer, invitation, solicitation or recommendation to enter into any contract of insurance or reinsurance, nor does it constitute financial, insurance, legal or other professional advice. Any placement of insurance or reinsurance business with Lincoln MGA is subject to separate underwriting terms, conditions and agreements. You should seek independent professional advice before making any decisions based on the content of this Website.4. Use of this WebsiteYou agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Website by, any third party. You must not:
use this Website in any way that causes, or may cause, damage to the Website or impairment of its availability or accessibility;
use this Website in any way that is unlawful, fraudulent or harmful;
attempt to gain unauthorised access to this Website, the server on which it is hosted, or any server, computer or database connected to it; or
use any automated system, including "robots" or "spiders", to access this Website without our prior written consent.
5. Intellectual propertyUnless otherwise indicated, all content on this Website, including text, graphics, logos, images, and the design and layout of the Website, is the property of Lincoln MGA or our licensors and is protected by copyright, trade mark and other intellectual property laws. You may view and print pages from the Website for your own personal, non-commercial use, but you must not reproduce, distribute, modify or otherwise use any content from this Website for commercial purposes without our prior written consent.6. Third-party linksThis Website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse and are not responsible for the content, accuracy or practices of any linked third-party websites, and your use of any such websites is at your own risk.7. Accuracy of informationWe take reasonable care to ensure the information on this Website is accurate and up to date, but we make no warranties or representations, express or implied, as to the accuracy, completeness or reliability of any content on this Website. Information on this Website may be changed or updated without notice, and may be out of date at any given time.8. Limitation of liabilityTo the maximum extent permitted by law, Lincoln MGA excludes all liability for any loss or damage, whether direct, indirect, incidental, special or consequential, arising out of or in connection with your access to, or use of, this Website, including any reliance placed on its content. Nothing in these Terms is intended to exclude, restrict or modify any rights that cannot be excluded, restricted or modified under applicable law, including the Australian Consumer Law.9. Contact form submissionsBy submitting information through our contact form, you confirm that the information you provide is accurate and that you have the right to provide it. Any personal information you submit will be handled in accordance with our Privacy Policy.10. IndemnityYou agree to indemnify and hold Lincoln MGA, its officers, employees and agents harmless from and against any claims, losses, liabilities, damages, costs and expenses (including reasonable legal fees) arising out of your breach of these Terms or your misuse of this Website.11. Governing lawThese Terms are governed by the laws of New South Wales, Australia, and you submit to the non-exclusive jurisdiction of the courts of New South Wales, Australia, in respect of any dispute arising out of or in connection with these Terms or your use of this Website.12. Changes to these TermsWe may update these Terms from time to time. Any changes will be posted on this page, and the "last updated" date at the top of these Terms will be revised accordingly. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms.13. Contact usIf you have any questions about these Terms, please contact us at:Lincoln MGA Asia Pacific Pty LimitedABN: 22 698 710 342Registered Office: Australia Square, Tower Building, Level 21, 264 George Street, Sydney NSW 2000, AustraliaEmail: admin@lincolnmga.comPhone: +44 (0)7575 251 989
